The writer is a former US federal prosecutor and is founder and CEO of VC firm Haun Ventures
We live in a world of convenient tap-to-pay cards, mobile banking apps and sleek fintech platforms. Yet beneath this polished surface, the reality of moving money remains fragmented, costly and slow. This is especially true for cross-border transactions. International wire transfers take days to settle. Much of the infrastructure that supports our financial system was built decades ago and processes transactions in batches rather than in real time.